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Health Insurance Options
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Medical |
Carefirst BlueChoice Open Access Option 2
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Primary Care Physician required.
No in-network specialist referrals required.
No deductible/Includes Out of Network Coverage
Office Visits $10 primary/$20 specialist copay.
Rx $0/25/45 copay.
Carefirst Blue Preferred PPO
No primary care physician required.
No in-network specialist referrals required.
No deductible in-network
Office visits $10 primary/specialists copy.
$2,000,000 Lifetime Maximum.
Rx $0/25/45 copay.
Carefirst Blue Preferred HSA
No primary care physician required.
No in-network specialist referrals required.
Deductible is funded in full by SPT.
$1,200 Individual Deductible.
$2,400 Deductible for all other levels of coverage.
Rx $10/25/45 copay after deductible is met.
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Vision |
VSP Vision Insurance |
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Annual $10 copay.
Extensive options for glasses and contacts.
Provider listing may be found at www.vsp.com.
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Dental |
Assurant Dental |
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$50 dedcutible individual, $1,500 max.
$2,000 Lifetime Max Benefit on Orthodontics.
Provider listing may be found at
www.assurantemployeebenefits.com.
Class I (preventative care) - 100% covered.
Basic - 80% covered.
Major - 50% covered.
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Ancillery Benefits
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Flexible Spending Account
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$5,000 maximum medical employee deferral.
$5,000 maximum per family dependent care employee deferral.
Premium Expense Account allows you to use tax-free dollars
to pay for certain premium expenses under various insurance
programs.
Claim card for use where accepted.
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401K & Roth 401K - John Hancock
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Company match up to 6% based on employee elections.
Immediate vesting.
Profit Sharing made to employee account.
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Life Insurance and AD&D (Paid for by SPT)
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2x yearly salary up to $300,000.
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Disability Insurance (Paid for by SPT)
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Short Term pays 70% of income up to $2,500/week.
Begins 1st day after accident or 8th day after sickness for 13 weeks.
Long Term pays 66 2/3% of income up to $10,000/month.
Begins after 90 days to age 65.
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PTO (Paid Time Off)
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232 Hours Annually (accrued at 19.34 hours/month).
Employees may roll over up to 40 hours annually.
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Education & Training Reimbursement
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For job related classes and certifications.
Up to $5,000 annually.
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Voluntary Life and AD&D Insurance
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Up to the lesser of 5x annual salary or $500,000.
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